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ACCEPTANCE:

Your use of this web site and/or a subscription to Wall Street Sector Selector (http://wallstreetsectorselector.com), a publication of Ridgeline Media Group, LLC., is evidence of your agreement to abide by the terms and conditions below precedent to accessing any services, products, newsletters, publications, or any form of content produced by Wall Street Sector Selector or Ridgeline Media Group, LLC.

Definitions and General Terms:

Ridgeline Media Group, LLC. is a multi-media company engaged in financial journalism, education and information and its activities include newsletter publication, content syndication, article writing, copy writing, investor education, seminars and webinars.  The company’s articles are widely syndicated in print and digital publications and newsletter publications include Wall Street Sector Selector ETF Master, Wall Street Sector Selector ETF Pro and The ETF Investing Premium Newsletter.  Any user of any Ridgeline Media Group, LLC. publication agrees to be bound by the disclaimer, terms of use, copyright claims, conditions, privacy policy, and all applicable regulations and laws. This document shall operate as a legal agreement between Ridgeline Media Group, LLC. and the User. Ridgeline Media Group, LLC. is not registered  as an investment advisor and operates under the publisher’s exclusion from the definition of investment advisor as specified under Section 202(a)(11) of the Investment Advisers Act of 1940.

Disclaimer:

All information provided on Wall Street Sector Selector is for general informational purposes only.  The information is of an impersonal nature and should not be construed as individualized advice or investment recommendations. Wall Street Sector Selector does not offer investment advice.  None of the information found on Wall Street Sector Selector is intended to be investment advice of any kind or offer or solicitation to buy, sell or otherwise invest in any fund, company or security.  None of the material found on Wall Street Sector Selector should be considered a recommendation, sponsorship or endorsement of any Exchange Traded Fund, security, Mutual Fund or company.  Wall Street Sector Selector actively trades a wide range of Exchange Traded Funds (ETFs) and positions can change at any time.  Wall Street Sector Selector may hold positions in the securities or Exchange Traded Funds (ETFs) referenced in its articles and analysis and articles contributed by outside sources and it may at any time buy or sell positions in securities discussed.

Wall Street Sector Selector and Ridgeline Media Group, LLC. have no affiliation with any fund, Exchange Traded Fund or Mutual Fund. All material and information presented on Wall Street Sector Selector have been taken from sources believed to be reliable and all information is presented in good faith, but no warranty or representation, implied or expressed is made as to their accuracy, correctness or completeness.

Ridgeline Media Group does not advise its newsletters subscribers or any other person whether or not to buy or sell or take positions in securities. Further, we do not publish any information on our site that is intended to affect or influence the value of securities. Ridgeline Media Group, LLC. suggests that members test all information and trading methodologies provided at our site through paper trading or some other form of testing.

You therefore acknowledge and agree that all investment decisions you may make, including decisions that take into account or rely on any information provided or made available by or from the Wall Street Sector Selector site, are yours and yours alone and are made solely at your own risk.

Wall Street Sector Selector delivers all information electronically via email and takes no responsibility for emails that aren’t successfully delivered or read in a timely manner. Ridgeline Media Group, LLC./Wall Street Sector Selector/ETF Investing Premium are not registered as a broker, broker-dealer, investment adviser, agent or representative of the U.S. Securities and Exchange Commission, or any similar authority. We do not teach or recommend to any Client their financial suitability to trade equities. We make and offer no analysis or advice regarding your individual financial suitability to trade equities as a day trader or otherwise. We are not responsible for what any client does based on our opinions. You also agree to bear complete responsibility for your investment research and decisions and acknowledge that Ridgeline Media Group, LLC. and its affiliates have not and will not make any specific recommendations or give advice to you or any of its clients upon which they should rely.  Any ETF positions, entry or exit points, buy or sell prices or any manner of trading information is for informational purposes only, represent only the opinion of Ridgeline Media  Group, LLC. and should not be construed to be individual investment advice or trading recommendation.

Wall Street Sector Selector does not represent or warrant the accuracy, completeness or timeliness of any statements made or information, data or content provided on or through the site, or in any notifications or publications distributed by Ridgeline Media Group or by any client or other third party or user of the site. None of the information provided replaces the client’s need to independently research any securities that may be mentioned on the Wall Street Sector Selector site, and you agree to reach your own independent conclusions about any investment decision concerning all securities mentioned on the site.

You agree that, under no circumstances and to the fullest extent allowed by applicable law, Ridgeline Media Group, LLC. will not be liable for any and all damages under any and all theories (including contract, negligence, strict liability or tort) arising out of or relating in any way to this agreement, the content, including without limitation any Ridgeline Media Group, LLC. content or third party content, the site, your use or inability to use the site, or any decision or action you make in connection with the site. All readers should understand that the results of a particular period will not necessarily be indicative of results in future periods. Past performance results do not guarantee similar future results.   All information contained in any training program is for instructional purposes only. You acknowledge and agree that Ridgeline Media Group, LLC., its owners, affiliates and assigns, make no representation of any kind that your trading activities will result in profits and, likewise, we cannot guarantee that you will not lose some or all of your money. You acknowledge and agree that all trading decisions must be determined by you alone or by you and your qualified licensed broker. The risk of loss in trading equities can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your individual financial condition. Any published past performance figures are based on entry and exit prices and do not take into consideration account size, expenses, taxes or other costs. The Publisher does trade his personal funds using the same signals at the same time they’re offered to subscribers and exit and entry prices are based upon real time prices obtained by the Publisher.  The purpose of this data is not to reflect what we or any of our members have done, but to track what each issue did on the day it was posted according to our daily entry/exit points listed. Since many potential factors including, but not limited to; market conditions, brokerage service, buying power, trading skills, stock availability will vary from trader to trader, individual results may vary. No representation is being made that any account will or should achieve profits or losses similar to those shown.  Past performance is no guarantee of and should never be considered to be predictive or indicative of future performance.  Your results may vary widely from those of any model portfolio, and every subscriber should consult his own personal financial advisor and conduct his own due diligence before making any investment decision.  You are solely responsible for your own investment decisions and their outcome. To the maximum extent permitted by all applicable law, Ridgeline Media Group, LLC., disclaims any and all liability in the event any opinions, advice, analysis, commentary or recommendations, are inaccurate, incorrect, unreliable or cause any subscriber investment or any other type of losses.   Ridgeline Media Group, LLC. and its newsletters do not guarantee or warrant the suitability, completeness or accuracy of any information that it publishes. Wall Street Sector Selector has no obligation to update the information on the web site and provides this web site on an “as is” basis.  There are no warranties, guarantees or promises that the trading system, the web site, its information or any communication from the Publisher are accurate and any such information may contain inaccuracies, typographical errors or other errors.  Wall Street Sector Selector is not liable for any errors or omissions in the information provided through any of its publications or should the web site be unavailable for use at any time.  Wall Street Sector Selector, Ridgeline Media Group, LLC., its agents, employees, agents, and any other parties disclaim any responsibility and shall not, in any event, be liable for any claims, liabilities, damages, costs or obligations including any direct, incidental, indirect, special, punitive, or consequential damages, including without any limitation whatsoever, loss of profits, opportunity, data, loss of business profits, business interruption, personal injury, or any other pecuniary loss whatsoever and howsoever suffered by any user of the site or any reader of any information disseminated by the Publisher through any media whatsoever.

Ridgeline Media Group, LLC. receives compensation from advertisers and affiliates whose products and services may appear on the website or in Wall Street Sector Selector newsletters.  Wall Street Sector Selector does not control the advertisements or content that appear and does not endorse the products or services that may be introduced on the web site or in newsletter content.  Article content may include the same or similar exchange traded funds or other financial services or service providers as appear in such advertisements.  Wall Street Sector Selector may include content created for investor education and information and may receive compensation for advertising that appears in conjunction with such content. Wall Street Sector Selector will periodically send out paid advertisements from third party vendors via email for the benefit of our subscribers. Although we have sent you these emails, Ridgeline Media Group, LLC. does not endorse these products nor is it responsible for the content of these ads. Furthermore, we make no guarantee or warranty about what is advertised in these emails. Your privacy is very important to us. Please read our privacy policy.  If you wish to be excluded from future notices, please notify us through our contact us page.  Ridgeline Media Group, LLC., has not determined if the statements and opinions of the advertiser or affiliate are accurate, correct or truthful. The purpose of these advertisements, like any advertising, is to provide publicity for the advertising company, its products or services. You should not rely on the information presented; you should do independent research to form your own opinion and decision. Information contained in our disseminated emails does not constitute investment, legal or tax advice upon which you should rely.

Important Disclosures and Disclaimers regarding leveraged and inverse ETFs:

FINRA has made the following statements concerning leveraged and inverse ETFs -

“Exchange-traded funds (ETFs) that offer leverage or that are designed to perform inversely to the index or benchmark they track-or both-are growing in number and popularity.  While such products may be useful in some sophisticated trading strategies, they are highly complex financial instruments that are typically designed to achieve their stated objectives on a daily basis. Due to the effects of compounding, their performance over longer periods of time can differ significantly from their stated daily objective. Therefore, inverse and leveraged ETFs that are reset daily typically are unsuitable for retail investors who plan to hold them for longer than one trading session, particularly in volatile markets.”

“These products are complex and can be confusing. Investors should consider seeking the advice of an investment professional who understands these products, can explain whether or how they’ll fit with the individual investor’s objective and who is willing to monitor the specialized ETF’s performance for his or her customers.”

“Leveraged and inverse ETFs can be appropriate if recommended as part of a sophisticated trading strategy that will be closely monitored by a financial professional.”

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